Wednesday, December 28, 2011

Personal Finance Tracking Tools To Help You See the Big Picture ...

Whether you?re part of the 1% or the 99%, you should have your mind on your money and your money on your mind. Money management affects every aspect of your life, including your credit score and your quality of life. Smart financial planning will keep you comfortable long after you have a weekly paycheck coming in.Keeping an eye on your money lets you use it in a way that most beneficial to you and your loved ones. If you?re relying on a shoebox full of receipts or keeping a running tally in your head, you?re missing out. There are plenty of free or low cost tools to help you get organized. Here are three that you may not have heard of:

Mint is brought to you by the same company that provides some of the heavier duty financial tracking programs like Quickbooks. But, Mint is a simple, personal finance tracking software that automatically pulls your banking information into the program so you can keep an eye on what you?re doing. It has alerts for going over spending limits and really cool pie charts to give you a picture of your finances. It also has apps for IOS and Android devices so you can review your finances anywhere.Manilla
Manilla not only allows you to view your banking records and payments, it also connects to your household bill companies to help you manage the payments. Once you?ve logged in and set up your account, you can do everything from review what percentage of money you spent on entertainment last month to make a payment on a credit card. It also stores your old bills and account statements so you can get rid of that drawer in your kitchen stuffed with paper. Manilla also has mobile apps for Android and iPhone.

Your Bank?s Tools
Most banks offer online banking, bill pay and financial review tools to their customers. The availability and features of these tools can vary depending on the bank. However, almost all allow you to review your account and pay bills online. Many banks, like Chase and Bank of America, also have mobile apps to go along with these online tools so you can access them even when you?re not a computer.

Source: http://madamenoire.com/121671/personal-finance-tracking-tools-to-help-you-see-the-big-picture/

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